a) Time of payment for any goods sold to the Customer is a essential between the Supplier and the Customer. Legal and beneficial ownership of the goods will not pass to the Customer until such time as the goods have been paid for/cleared in full, into the Suppliers bank account. Placement of an order over the phone, implies acceptance of the following payment terms and conditions.
b) The Customer ;
(i) warrants that all information provided, either into the online checkout or over the telephone where applicable, when placing an order, is correct;
(ii) acknowledges that they have read and understand Only Office Furniture's general terms and conditions and agrees that the goods will be supplied by Only Office Furniture on those general terms and conditions.
Paying via Credit Card, Direct Deposit or Paypal
a) The Customer acknowledges that payment via Credit Card, Direct Deposit or Paypal, either online or over the phone, must be cleared into the Supplier's bank account, prior to delivery.
Paying via 3 Easy Payments
a) The Customer will not be charged any interest, payment surcharges or additional fees, in any way, when using our 3 Easy Payment option. This payment method can only be used for online purchases, up to $2000.00 in value, and can only be used with a Credit Card, that is current, for the full length of time necessary to complete the transaction.
b) When selecting 3 Easy Payments, the Customer automatically receives a tax invoice via email, showing the 3 payments due, and the dates that payment will be taken. The first payment is equivalent to one third of the invoice total, and must be cleared into the Supplier's bank account, prior to delivery or pick up. The second payment is equivalent to one third of the purchase price, and is taken 30 days after the first payment. The third, and final payment, is equivalent to one third of the purchase price, and is taken 30 days after the second payment. At each instalment, the Customer receives a tax receipt, showing the amount taken, and the amount/s remaining, including the dates that future payments will be taken. Each receipt can be used for tax purposes, if purchasing over 2 separate tax periods.
c) The Customer acknowledges that under section18E(8)(c) of the Privacy Act, Only Office Furniture may provide a credit reporting agency personal information about the Customer, when purchasing via our "3 Easy Payment" option. The information which may be given to an agency is covered by section 18E(1) of the Act and includes ;
(i) identification particulars, eg name, date and place of birth, address, and drivers license number;
(ii) the fact of the application for credit and the amount;
(iii) the fact that Only Office Furniture is a current provider of credit to the Applicant/Customer;
(iv) payments which have become overdue, and for which collection has commenced;
(v) advice that payments are no longer overdue;
(vi) in specified circumstances that in the opinion of Only Office Furniture the Applicant/Customer has committed a serious credit infringement;
(vii) that credit provided to the Applicant/Customer has been paid or otherwise discharged.
d) The Customer acknowledges that Only Office Furniture may, if it considers relevant for the purpose, obtain from a credit reporting agency or any trade references at any time now or in the future credit reports containing personal credit information about the individuals ;
(i) to assist assessment of the individuals purchase using our "3 easy payment" option ;
(ii) to assist in collection of overdue payments ;
(iii) to assess whether to accept the individuals as guarantors for credit applied for or provided to the Customer. The individuals agree that if Only Office Furniture approves the Customers application for credit this agreement remains in force until the credit facility covered by the Customer's application ceases.
e) During a 3 easy payment period, the Customer will be considered in default, if the Second or Third payment via Credit Card is declined. When a payment is declined, Only Office Furniture will attempt to contact the Customer via landline first, mobile phone second and email third, to advise the decline in payment, and that we will attempt to take your payment again the following day. If the following day your payment is taken successfully, the Customer will no longer be in default, and the original tax invoice will apply.
If the payment declines again, Only Office Furniture will attempt to contact the Customer for the second time, via landline first, mobile phone second and email third, to advise the decline in payment, and that we will attempt to take your payment again the following day. If the following day your payment is taken successfully, the Customer will no longer be in default, and the original tax invoice will apply.
If the second attempt at payment declines, we will email you a notice that says "This account is now overdue. We require payment within 7 days or your account will be referred to Marshall Freeman Collections for recovery". If payment is made during the 7 day period, the Customer will no longer be in default, and the original tax invoice will apply. If payment is not made within 7 days, any and all debt owing to Only Office Furniture will be referred to Marshall Freeman Collections for recovery. In addition to any overdue payments, the Customer is liable, and will also pay the costs of any, and all fees, charged by Marshall Freeman Collections.
f) All prices are based on current material, labour, transport costs and local taxes and are subject to rise and fall as a result of change in any of these conditions